Senior Manager, Senior Counsel - Senior Counsel – Marketing & UDAAP

Senior Manager, Senior Counsel - Senior Counsel – Marketing & UDAAP We are seeking a high-impact, creative legal strategist to join our TechReg Legal team. In this critical role, you will not just advise; you will be a strategic architect for our next generation of products and services. You will partner directly with our world-class Brand Marketing team to push the boundaries of what’s possible, ensuring that innovation and consumer transparency go hand-in-hand.

This is an opportunity to join a collaborative, fast-paced environment at an organization consistently recognized as one of the best places to work in the U.S. Responsibilities of the role include:  Serve as a lead legal advisor on the lifecycle of breakthrough products and services, from initial concept and design through go-to-market rollout, ensuring customer-centricity and regulatory excellence; Translate complex UDAAP and consumer protection regulations into practical, actionable business strategies that drive growth while safeguarding the brand and the customer; Act as a trusted partner to the Brand Marketing organization, providing sophisticated counsel on high-profile ad campaigns, cutting-edge AI implementation, and complex vendor negotiations; Architect and evolve enterprise-level Legal UDAAP frameworks that set the industry standard for compliance and ethical marketing; Anticipate emerging regulatory trends and provide proactive leadership that ensures Capital One remains a pioneer in consumer protection innovation.

Identifying opportunities for and leading related projects to drive innovation in the consumer protection area; and Building and maintaining effective working relationships with internal and external stakeholder groups. A successful candidate will have: Strong analytical skills, ability to interpret data, and attention to detail  Skills enabling provision of innovative and well-grounded advice that clearly identifies and describes legal risks presented and presents options to mitigate risks that balance regulatory risks and business needs, particularly when the law is unclear;  Ability to think creatively about how to most effectively and efficiently deliver legal advice and improve current processes, individually and as a team; Excellent verbal and written communication skills with the ability to influence others; Ability to work effectively in a rapid change environment, with minimal supervision, while managing large volumes of work including complex legal issues that may arise suddenly; Demonstrated ability and desire to be a team player, who fosters meaningful relationships with colleagues and clients, and is seen as a trusted advisor and critical business partner;  Intellectual curiosity, a desire to learn new areas of law, and an interest and an ability to analyze and interpret laws, regulations, and other source documents covering many different areas of the law; and  Strong interest and proficiency in the use of modern technology, and with strong analytical, organizational, and prioritization skills.

Basic Qualifications: Juris Doctor from an accredited law school Active member in good standing of at least one state bar At least 4 years of experience as an attorney in a law firm, in-house legal department, or government agency Preferred Qualifications: 2+ years of counsel or compliance experience with consumer finance laws, regulations, and disclosures, especially marketing and UDAAP/UDAP laws and regulations  In-house, corporate legal experience A thorough knowledge of consumer protection laws, including TILA, TISA, ECOA, UDAAP, FCRA, FDCPA, SCRA, Dodd-Frank Act, and other accompanying regulatory consumer lending regulations Financial services industry knowledge and expertise, including experience with business and/or consumer regulatory requirements relating to auto loans, credit cards, lines of credit, loans, and other banking products and services Experience counseling clients on digital initiatives and/or innovation  Exp