End Date Sunday 04 October 2026 Salary Range £42,000 Before you start your application, please note alternative formats are available on request. Please contact us by emailing lloydsbankinggrouptalent@peoplescout.co.uk or calling on 0345 330 4576. If emailing, please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have.
We will get back to you as soon as we can but during busy times, it might take up to 5 working days (Don't worry, this won't affect your progress in the application process) Job Description Summary Prior to submitting your application, please visit our early careers website to find out more about the schemes we offer and the recruitment journey: www.lloydsbankinggrouptalent.com. Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.
If you have any questions, please do contact the team at [email protected] Job Description Be the reason we stay one step ahead At Lloyds Banking Group, risk isn’t about hiding under the desk until the danger passes. It’s about spotting opportunities, protecting the people who count on us, protecting our business, and staying one step ahead. Our Risk teams keep over 28 million customers safe.
Identifying and mitigating the threats from global market instability to economic headwinds, from customer lending to economic crime. And on the Risk Graduate Scheme, you’ll be part of the team making sure we always play it smart. Two years. Three high-impact rotations Over this 2-year programme, you’ll complete three eight-month placements across different risk specialisms, giving you a broad, well-rounded foundation for a long-term career in risk.
Think of it as a guided tour of the most fascinating and fast-moving corners of the risk world. You could be delving into: • Credit & Customer - analysing credit risk, understanding customer behaviour and shaping lending decisions. • Analytics, Data & Modelling - using cutting-edge modelling techniques, data science and AI to predict and manage risk. • Specialist Risk - diving deep into market, operational or insurance risk to solve challenges most people never even see.
As part of your journey, you’ll have the opportunity to pursue one of several industry-recognised qualifications aligned to your interests and career goals, including: • Financial Risk Manager (FRM) • Global Credit Certificate • Chartered Banker Diploma • ICA Diploma in Governance, Risk and Compliance Whichever path you choose, you’ll gain the tools and experience to help us build a more secure financial future.
The kit you’ll have at your fingertips This isn’t about staring at spreadsheets. You’ll be hands-on with: • Robotics, cognitive computing and AI to automate, analyse and outsmart the bad stuff. • Advanced forecasting tools to stress-test decisions. • Regulatory frameworks like PRA and FCA compliance. Turning rules into real-world solutions. • Projects in sustainability, climate risk, and GenAI. Shaping the future as well as protecting it.
Learn fast. Apply faster We’re looking for naturally curious minds who see patterns others miss, who enjoy solving problems from every angle, and who can’t resist asking “what if?”. You’ll get the space to explore how new technologies can transform risk management, and the freedom to experiment with them. We’ll help you sharpen your analytical skills while building the communication and relationship-building strengths you’ll need to influence and collaborate effectively across the business.
You’ll have: • A mentor to guide you and challenge your thinking. • Technical training and business skills development, so you can connect analysis to action. • Platforms like Viva Learning and our Learning Management System to keep levelling up. • A culture where curiosity is encouraged, and problem-solving is part of the job description. The work you could be doin