Senior Data Analyst, Deposits & Treasury Management

About Us Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people.

We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream. Job Description How This Role Impacts Live Oak and Its People The Senior Data Analyst, Deposits & Treasury Management is a critical analytics partner to the Deposits and Treasury Management organization as it scales.

This role sits at the intersection of data strategy, forecasting, and automation — proactively identifying where current reporting and data processes fall short, and building the datasets, models, and tools the organization needs to keep pace with growth. This person will build forecasts grounded in current market and rate conditions, translate complex data into clear stories for executive and board audiences, and modernize the spreadsheet-driven processes that support deposit pricing, funding strategy, and portfolio performance — using tools such as Databricks and Claude to automate what is manual today.

The role also extends analytical support to partner functions including Marketing, Embedded Banking, and Merchant Services. This role requires a strong analytics background, financial acumen, and the judgment to know where the organization's data and reporting needs are heading before a gap becomes a problem. What You'll Do at Live Oak Data Strategy & Proactive Analytics Proactively identify data needs, gaps, and inefficiencies in current reporting and data processes as the Deposits and Treasury Management organization grows Partner with enterprise data teams to build and maintain high-quality datasets and ensure a single source of truth for deposits and treasury reporting Determine the data necessary to manage the deposits and treasury business, and continue to enhance data and reporting infrastructure ahead of business need Recommend updates to policies, procedures, and controls to reduce operational and data risk as processes scale Support the Head of Deposits and Chief Banking Officer by providing the data and analysis needed to develop, monitor, and track the department's budget Forecasting & Market Analysis Build forecasts and dynamic financial models informed by current market conditions, rate environment, and competitive dynamics Conduct competitive analysis of market conditions and deposit pricing to identify new business opportunities and inform strategy Support funds transfer pricing, liquidity / balance sheet management, and customer relationship pricing in partnership with Treasury and Finance Prepare deposit pricing analysis, forecasts, and recommendations for management, including materials for the Bank's ALCO discussions Monitor the deposit portfolio for deviations from projected strategy and volume, and recommend remediation Develop predictive models of deposit production and growth using historical trends and current market conditions, and present findings and recommendations to leadership to guide proactive growth strategy Automation & Technology Take existing spreadsheet-based forecasts, models, and recurring reports and rebuild them as automated, scalable workflows in Databricks Use Claude and related AI tools to automate manual analysis, reporting, and forecasting processes currently run in Excel Build and manage dashboards using BI tools (Databricks, Power BI, Tableau) and advanced Excel to visualize data and track KPIs Use SQL and Python to support data extraction, analysis, and automation across large, multi-table datasets Modernize legacy, man