2027 Commercial Real Estate Development Program

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Our   Commercial Real Estate   t eam    Commercial Real Estate (CRE) is   recruiting for   its next Credit Analyst class to join the National CRE Underwriting Team. This selective program provides a diverse foundation in commercial real estate and credit principles. Analysts gather, analyze, and interpret loan information to assess performance and recommend actions to address risk.

The program offers a collaborative and fast-paced environment while preparing candidates for internal opportunities in Relationship Management, Capital Markets, Underwriting Management, Technology / Analytics, and Credit. Credit analysts   are located in   seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States.

We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more. What   you’ll   do   Conduct analysis of financial statement s   and assessment of credit requests, providing recommendations tied to analysis and assessment of credit risk.

Over the course of our 3-year program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors. As a   CRE   A nalyst,   you’ll :   Underwrite   new business opportunities for credit approval, including project, market, and   sponsor   financial analysis, structuring of loan terms, and risk evaluation. Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project’s and/or client’s risk profile.

Measure,   monitor , and test a wide variety of financial covenants as specified within credit approval documents   Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system   Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration   Interact with clients as   appropriate ; attend meetings or calls with companies in the supported portfolio   Develop technical and business acumen through training, mentorship, and exposure to senior executives   Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops   U tilize AI-enabled tools, including Microsoft Copilot, to support financial analysis, market research, portfolio monitoring, and preparation of credit-related materials while applying   appropriate professional   judgment and risk discipline.

Who   we’re   looking for   We’re   looking for talent with   demonstrated   leadership capabilities, strong work   ethic   and intellectual curiosity. Locations:   Charlotte, Denver, Los Angeles, Minneapolis, New York     Basic qualifications:   Bachelor’s degree completed in December 2026 or spring 2027. Basic understand