Business Banking Credit Lending Authority Management Leader

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One. Job Description The Business Banking Credit Lending Authority Management leader will manage a newly developed team of Lending Authority Management professionals within the Business Banking Credit Services organization. The Lending Authority Management team is responsible for the upskilling, testing, monitoring, and controls of underwriters throughout their credit approval lending authority lifespan.

This leader will also partner with key stakeholders on strategic initiatives to increase lending authority thresholds established within Credit Policy. Key Responsibilities: Strategy & Transformation: Lead the design and execution of a new Lending Authority framework for business banking credit underwriters Champion Lending Authority transformation initiatives that enhance efficiency, scalability, and process standardization across credit support functions Partner with leaders and analytics partners throughout the organization to identify gaps in lending authority coverage based on product, region, seniority, and overall capacity Establish and monitor ongoing Lending Authority control framework; ensuring employees are operating within the defined risk appetite Team Management: Directly manage a team of 3 to 5 Lending Authority Management professionals Clearly define role-based goals and team objectives, holding employees accountable for their overall performance Act as a mentor, providing clear feedback and guidance to employees Assist in the interviewing, hiring and training of new employees Basic Qualifications Bachelor’s degree, or equivalent work experience Typically 10 or more years of related experience Preferred Skills/Experience Considerable knowledge of credit policies, credit analysis, procedures and philosophy Strong analytical skills in relation to evaluating asset utilization and goals Demonstrated analytical and risk analysis skills Advanced knowledge of organization, business practices, business philosophy, and ethics Demonstrated management and leadership skills Well-developed customer service/relations skills Effective verbal and written communication skills If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our  disability accommodations for applicants .

Benefits:   Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.