Credit Portfolio Manager

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One. Job Description The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships.

Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs. This active posting is for a Credit Portfolio Management Role: Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.

Credit Portfolio Manager 1 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically three to five years of wholesale banking or related experience Preferred Skills/Experience - Basic knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills Credit Portfolio Manager 2 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically five to seven years of wholesale banking or related experience Preferred Skills/Experience - Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills Credit Portfolio Manager 3 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically seven to 10 years of wholesale banking or related experience Preferred Skills/Experience - Advanced knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relationship management and business development skills - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective written communication and verbal presentation skills Credit Portfolio Manager 4 Basic Qualifications - Typically a Bachelor's degree, or equivalent work experience - Typically 10 or more years of wholesale banking or related experience Preferred Skills/Experience - Extensive knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures - Strong analytical and problem-solving skills - Strong relatio